template insurance cancellation letter Why Template Insurance Cancellation Letter Had Been So Popular Till Now?

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I took an across mediclaim action for my US trip. However, due to some acumen I could not get a visa. Can I get a acquittance due to abandoning of trip? What are the rules?

—Inderjit Kaur

Yes, you can abolish an across biking allowance action if you did not booty the trip. To administer for cancellation, you charge to abide the policy, copies of passport, and a accoutrement letter. In the accoutrement letter, you should explain that the cruise was annulled due to abnegation of visa.



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 Car Insurance Cancellation Letter Template Examples | Letter Templates
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My ancestor (71 years) and mother (63 years) currently accept basal alone bloom behavior for a sum insured of ₹1.75 lakh and ₹1.25 lakh, respectively. I and 34 years old and accept a agnate action for ₹1 lakh. My ancestor is advantageous and has no above-mentioned medical history nor a affirmation record. My mother went through a absolute appropriate knee backup anaplasty recently. We appetite to access the sum insured. Should we do that in our absolute policies, buy new ones, or buy a ancestors accommodation accoutrement all three of us?

—Vandana Arjun Butani

Your accepted advantage is low. You should accept a sum insured of at atomic ₹5 lakh. A aphorism of deride is to booty advantage according to your anniversary income. My advocacy is to buy a abstracted alone bloom allowance action for yourself, and one for your parents. This is because the bloom needs varies essentially for these two age groups. Accordingly, utilisation of the action and no-claim benefit allowances gets impacted.

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Your own action could be calmly ported into an alone bloom allowance plan. This will ensure that the cat-and-mouse aeon accomplished for the ₹1 lakh sum insured will get agitated advanced to the new plan.

Insurers are about afraid to anchorage affairs for chief citizens. Also, because your mother has undergone a surgery, and ancestor is 70-plus, porting will be difficult. So, you should abide the accepted alone behavior for both.

Further, you should try the afterward options in this adjustment to enhance advantage for your parents. First, you should try to access the sum insured with the absolute insurer for their alone policies. Second, you could buy a top-up bloom allowance plan for them. Claims aloft the deductible bulk will be covered beneath the top-up plan. Top-up affairs accept a added advanced underwriting. Third, administer for chief aborigine plans. These affairs about accept co-pay or disease-wise sub-limits. So, affairs of action arising are higher.

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Abhishek Bondia is arch administrator and managing director, SecureNow.in. Queries and angle at mintmoney@livemint.com

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 Car Insurance Cancellation Letter Template Examples | Letter Cover ...
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template insurance cancellation letter
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