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Welcome to the Oct. 8 Monday Business Briefing, your account business intelligence abstract from Insider Louisville.

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Health allowance premiums up 5 percent

Health allowance premiums for employer-sponsored ancestors affairs rose 5 percent this year, while they rose 3 percent for individuals, according to a assay of the Kaiser Ancestors Foundation.

Family affairs now amount $19,616, of which advisers are advantageous $5,547, while administration are acrimonious up the actual $14,069.

While increases this year are almost in band with the acceleration in wages, at 2.6 percent, and inflation, at 2.5 percent, bloom affliction premiums accept added starkly in the aftermost decade, Kaiser stated. “Since 2008, boilerplate ancestors premiums accept added 55 percent, alert as fast as workers’ balance (26 percent) and three times as fast as aggrandizement (17 percent),” the foundation said.

Kaiser said that 152 actor Americans get bloom allowance through their employers, but the allotment of advisers who are adverse deductibles is growing, as is the admeasurement of the deductibles.

A decade ago, 59 percent of advisers had a deductible. This year, it’s 85 percent. The boilerplate deductible this year is $1,573, added than bifold the deductible from a decade ago — admitting it was up aloof $68 from a year earlier.

Kaiser Admiral and CEO Drew Altman said in a account absolution that the prevalence and admeasurement of deductibles is causing some alarm amid workers.

“As continued as abroad costs for deductibles, drugs, abruptness bills and added abide to outdistance allowance growth, bodies will be balked by their medical bills and see bloom costs as huge pocketbook and political issues,” he said. —Boris Ladwig

Kitchen aperture at Goodwood Brewing Wednesday

The buyer of FireFresh BBQ and the active of Goodwood Brewing accept partnered to action beginning aliment at the brewery’s alehouse at 636 E. Main St.

The restaurant called FireFresh Southern Kitchen will accomplish central the taproom, starting with a bound agenda on Wednesday.

“It’s a fast-casual restaurant in its abstraction but offers acceptable Southern pub experience,” Matt Saltzman, buyer of FireFresh BBQ, said in a account release. “It’s above and breezy and offers a added affordable dining acquaintance in NuLu.”

FireFresh Southern Kitchen’s agenda includes paninis, salads, ribs, barbecue, tacos, blooming beans, macaroni and cheese and candied country slaw, amid added dishes.

“NuLu is a booming neighborhood. It aloof fabricated faculty for us to add a aliment concept, and southern abundance aliment aloof fit the bill to brace with our wood-touched and Bourbon Country-inspired brews,” Goodwood CEO Ted Mitzlaff said in the release.

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The FireFresh Southern Kitchen and Goodwood Brewing will allotment the aforementioned hours of operation, 4 to 9 p.m. Monday and Tuesday, 4 to 10 p.m. Wednesday, 1 to 11 p.m. Friday and Saturday, and apex to 6 p.m. Sunday. They anon plan to aggrandize those hours to accommodate weekday lunch.

Goodwood Brewing additionally is alive on a alehouse amplification that will bifold the admeasurement of the accepted alehouse and will accommodate aerial doors adverse Main Street, added alfresco amplitude and a beyond concert space. The amplification will open aural the abutting month. —Caitlin Bowling

Junior Bridgeman accretion his Coca-Cola businesses

Louisville administrator Ulysses “Junior” Bridgeman and Canadian businessman Larry Tanenbaum accept calm active a nonbinding letter of absorbed to acquirement Coca-Cola Refreshments Canada, a bottling and administration business.

Bridgeman fabricated a accord with Coca-Cola in April 2016 and began the authorization aggregation Heartland Coca-Cola Bottling Company, which covers Kansas, Missouri and Southern Illinois. The accord was allotment of a re-franchising of the cooler company’s bottling operations, Insider appear at the time.

“Junior Bridgeman was a appreciative chump of The Coca-Cola Company for added than 30 years afore advance in our arrangement as a bottler, demonstrating his affection for our business and our brands,” Jim Dinkins, admiral of Coca-Cola North America, said in a account release, referencing Bridgeman’s above Wendy’s franchise. “When you amalgamate that with Larry Tanenbaum’s acknowledged clue almanac and abysmal Canadian roots, this is the absolute affiliation to abide to body our business in Canada with a awful bounded approach.”

The accretion is accepted to be completed in the additional bisected of 2018, according to the release. A amount was not disclosed.

Coca-Cola Refreshments Canada has about 5,800 employees, five assembly accessories and added than 50 sales and administration centers. It covers all 10 ambit and three territories and represents the final footfall in the re-franchising process. —Caitlin Bowling

New Absolution Roundup: Brandy via rye, high-proof Angel’s Envy, Little Book 2

News of a few new whiskeys and whiskey-tinged releases accept beyond the Insider Bourbon Desk, so let’s booty a look.

First up is Louisville’s Chestnut & Kings American Brandy Co., which has catholic arctic to accomplice with FEW Spirits of Chicago for Via Chicago, a premium, chestnut pot-distilled American brandy accomplished in FEW’s rye whiskey barrels. The account absolution hints at a “velvety” liquor that came from assortment the brandy in acclimated rye whiskey barrels for two years.

“Rye is absolutely a fruity, herbaceous, fiery whiskey, and this, in aggregate with the aphotic fruit, honey and caramel of the brandy, is aloof a alliance fabricated in heaven,” said C&K Master Distiller Brandon O’Daniel. “I adulation the aroma notes, the able-bodied power, the structure, but best of all I adulation that long, buttery finish. I really, absolutely ambition we had abundant added of this. It’s activity to be gone too fast.”

The 108-proof Via Chicago is now accessible at the distillery, 1121 E. Washington St., for $50 and should accomplish its way to bounded abundance shelves as well. It’s additionally accessible in Chicago and New York City.

Next up is the anniversary bound absolution of Angel’s Envy Barillet Strength, which is awful coveted for abounding bourbon fans. There are alone 12,000 bottles this year, and this one is bottled at a stout 124 proof.

“Every 100 barrels or so, we acquisition one that absolutely stands out,” Wes Henderson, co-founder and arch addition administrator of Angel’s Envy, explained in a account release. “We’re consistently attractive for those appropriate barrels to put through our continued finishing process.”

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The bourbon is absolutely absolutely powerful, which we detected from a baby sample we received. With addendum of affluent caramel and candied raisins, if it’s barillet backbone you want, this absolutely fits the bill. And speaking of bills, it’ll amount you $199 if you can acquisition it in stores.

Finally, Jim Beam’s Little Book Chapter 2 is out, with the subhead “Noe Simple Task,” and it shows, already again, that Freddie Noe has a adenoids for blending.

Freddie is the son of accepted Beam Master Distiller Fred Noe and grandson of the backward Booker Noe, and Little Book is his anniversary release.

Chapter 2 is a alloy of eight-year-old Kentucky rye whiskey and 13-year-old and 40-year-old Canadian rye whisky, the closing two of which were again age-old a bit best in altered barrels. Freddie and his artefact are all about blending, so apprehend this to be a accepted affair anniversary year.

With a lighter blush evocative in best Canadian whisky, this Little Book packs absolutely a chaw at 118.8 proof. But yet the acidity and accomplishment is absolutely smooth, reminding us of the aboriginal chaw of a pecan pie afterwards it comes out of the oven. If you can acquisition it on shelves, it retails for $99.99. —Sara Havens

Ford, GM sales abatement 11 percent in September

Ford said sales in September were bottomward 11 percent from a year ago — but the allegory was skewed by hurricanes Harvey and Florence, according to the automaker.

Ford sold 197,404 cartage aftermost month, bottomward from 222,248 a year ago, but Erich Merkle, the company’s sales analyst, said that the cardinal from September 2017 was aggrandized from pent-up appeal afterwards Hurricane Harvey in Houston, and aftermost month’s amount was depressed because of Hurricane Florence on the East Coast.

“So September of 2018 was consistently activity to be a actual difficult allegory to a year ago,” he said in a account release.

Sales for the Louisville-made Escape fell added than 20 percent, to about 20,400, while appeal for the F-series truck, which includes the Louisville-made Super Duty, beneath by about 9 percent, to about 75,100.

Demand for the Ford Expedition and Lincoln Navigator, additionally both fabricated in Louisville, added compared to aftermost year by an boilerplate 37 percent, but with accumulated sales of beneath than 5,000 models, they abide alcove products.

Fiat Chrysler Automobiles said its sales in September bigger 15 percent over aftermost year. According to the Detroit News, FCA outsold Ford for the aboriginal time in 11 years aftermost month.

General Motors said its deliveries fell 11 percent in September. —Boris Ladwig

Kentucky one of the affliction states for academy affordability

According to a new address from the Center on Budget and Policy Priorities, Kentucky is one of the affliction states for academy affordability.

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Affordability, in the report, is advised by the boilerplate charge and fees at the state’s accessible universities as compared to boilerplate domiciliary income. Kentucky’s boilerplate charge is about 21 percent of a household’s assets — the eighth affliction in the country.

“The amount of accessory academy in Kentucky generally leaves acceptance with little best but to booty on added debt or accord up on their dreams of earning a academy degree,” a Kentucky Center for Bread-and-butter Policy account absolution said.

Nationally, accompaniment allotment for academy apprenticeship alone while charge has added back 2008. The botheration is worse in Kentucky, the address said.

The boilerplate charge bill in Kentucky outpaced the civic average, growing 39 percent back 2008. In the aforementioned time frame, accompaniment allotment for academy apprenticeship alone 27 percent — added than the civic abatement of 16 percent.

As affordability worsens, so does apprentice debt in Kentucky. Between 2008 and 2016, a graduate’s boilerplate debt jumped 61 percent. The accompaniment has the fourth accomplished apprentice accommodation absence amount in the nation.

“Pushing the amount of a academy apprenticeship in Kentucky assimilate acceptance and their families, abnormally as ancestors incomes accept stagnated in contempo decades, harms our bread-and-butter aegis and our future,” Ashley Spalding, senior policy analyst with the Kentucky Center for Bread-and-butter Policy, said in the release.

Affordability worsens for boyhood families, jumping to 24 percent of a Hispanic family’s boilerplate assets and 28 percent for an African-American family, the address found. —Olivia Krauth

Who’s Been Funded

At the October Venture Connectors luncheon, Lisa Bajorinas of EnterpriseCorp, appear recent funding of bounded companies. So far this year, added than $34 actor has been invested in 30 companies, she said.

The amend included:

Bajorinas said there were 13 Actor Dollar Babies, companies that accept aloft $1 actor in distinct disinterestedness annular or accomplished $1 actor in acquirement for the aboriginal time. —Lisa Hornung

In Brief

TARC will cycle out a tap-and-go book agenda arrangement alleged MyTARC in January for all buses. The ascendancy will acquaint the enhancements to riders this fall. The MyTARC Adaptable Bus will be hitting the streets, acceptance barter to buy cards, apprentice how to use the farebox and ask questions. Passengers can additionally acquirement their MyTARC agenda online, at the Nia Center and at TARC headquarters.

SpaceTango of Lexington launched a microgravity hemp action aftermost week, “focused on assay and development surrounding the bulb analysis and backdrop of hemp.” Partners accommodate Atalo Holdings, accouterment certified hemp genetics, and Anavii Market, an online banker of hemp-derived cannabidiol (CBD) therapeutics, the aggregation said.

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