BACKGROUND: Emergency administration visits as a aboriginal point of acquaintance for bodies with brainy affliction may reflect poor accepting to appropriate outpatient brainy bloom care. We accustomed to actuate the admeasurement to which immigrants use the emergency administration as an aperture into brainy bloom services.
METHODS: We acclimated affiliated bloom and demographic authoritative abstracts sets to architecture a population-based accomplice study. We included boyhood (aged 10–24 yr) with an adventure brainy bloom emergency administration appointment from 2010 to 2014 in Ontario, Canada (n = 118 851). The capital aftereffect admeasurement was an emergency administration appointment for brainy bloom affidavit afterwards above-mentioned brainy bloom affliction from a physician on an outpatient basis. The capital augur of absorption was immigrant cachet (refugee, non-refugee immigrant and non-immigrant). Immigrant-specific predictors included time back migration, and arena and country of origin. We acclimated Poisson models to appraisal adapted amount ratios (aRRs) and 95% aplomb intervals (CIs).
RESULTS: The accomplice included 2194 (1.8%) refugee, 6680 (5.6%) non-refugee immigrant and 109 977 (92.5%) nonimmigrant youth. Ante of aboriginal brainy bloom acquaintance in the emergency administration were college amid refugee (61.3%) and non-refugee immigrant boyhood (57.6%) than non-immigrant boyhood (51.3%) (refugee aRR 1.17, 95% CI 1.13–1.21; non-refugee immigrant aRR 1.10, 95% CI 1.08–1.13). Compared with non-refugee immigrants, refugees had a college amount of aboriginal brainy bloom acquaintance in the emergency administration (aRR 1.06, 95% CI 1.02–1.11). We additionally empiric college ante amid contempo against longer-term immigrants (aRR 1.10, 95% CI 1.05–1.16) and immigrants from Central America (aRR 1.17, 95% CI 1.08–1.26) and Africa (aRR 1.15, 95% CI 1.06–1.24) against from North America and Western Europe.
INTERPRETATION: Immigrant boyhood are added acceptable to present with a aboriginal brainy bloom crisis to the emergency administration than non-immigrants, with airheadedness by arena of agent and time back migration. Immigrants may face barriers to accepting and use of outpatient brainy bloom casework from a physician. Efforts are bare to abate stigma and analyze brainy bloom problems early, afore crisis, amid immigrant populations.
Most aloft brainy illnesses activate in boyhood and adolescent adulthood. About 20% of boyhood will acquaintance brainy affliction and challenges in ensuring accepting to high-quality affliction are added accustomed in this population.1,2 Emergency departments comedy a analytical role in crisis administration and generally act as a aperture for those astute accepting to hospital for psychiatric care. However, emergency departments are not an ideal ambiance for boyhood to appoint with the brainy bloom arrangement for the aboriginal time, as such visits are associated with worse outcomes, including added astringent ache at presentation, best continuance of basic affliction and college approaching use of astute affliction services.3–5 Use of the emergency administration as a aboriginal point of acquaintance with the brainy bloom arrangement is now a bloom arrangement achievement measure, as the emergency administration may be the alone accepting point for boyhood if the arrangement is not activity properly.1,4,6 This indicator reflects factors that accord to how, when, area and who receives brainy bloom care. It can arresting under-recognition of ache afore crisis, abridgement of accepting to appropriate analysis and treatment, stigma, poor accepting to primary affliction and cultural differences in expectations apropos the bloom arrangement or disease.6 These factors all construe to poor accepting to care, characterized by aerial ante of emergency administration visits for brainy affliction with no antecedent outpatient care.
We afresh showed that added than bisected of boyhood who present to the emergency administration for the aboriginal time with a brainy bloom affair had not been apparent by a physician as an outpatient for a brainy affliction (“first-contact emergency administration visit”), with airheadedness by sociodemographic and primary affliction factors.6 Specifically, first-contact emergency administration visits occurred in about added immigrant than Canadian-born youth. The abstraction accent a citizenry in charge of added targeted brainy bloom supports afore they present to an emergency department. Immigrants, who now accomplish up 21.9% of the Canadian population,7 accept different brainy bloom needs based on their family, culture, health-seeking behaviours and antecedent exposures. Although immigrants in Canada use the brainy bloom arrangement at lower ante than Canadian-born youth, their use of this arrangement varies by arena of origin, continuance of abode in Canada and accepting class, suggesting that accumulation accepting to affliction after-effects by immigrant cachet may absence important aberration aural this amalgamate population.8–10 Aberration may be accompanying to a aggregate of differences in ache prevalence, stigma, adjustment supports, poverty, accent and apprenticeship amid immigrants. 11,12 Population-based bloom arrangement indicators that can be tracked over time are important for compassionate arrangement admiration to the needs of immigrant populations so that brainy bloom casework can be bigger accumbent with specific populations’ needs. To body on anecdotic analyses of this important bloom arrangement indicator, our objectives were to actuate whether clearing and immigration-related factors are associated with application the emergency administration as an aperture into brainy bloom casework in Ontario, Canada.
We conducted a population-based, cross-sectional abstraction of a accomplice of boyhood who presented to an emergency administration in Ontario for a brainy bloom concern.
We acquired the abstracts from bloom and demographic authoritative databases accessible through an acceding amid ICES and the Ontario Ministry of Bloom and Long-Term Care. We acclimated unique, coded bloom identification numbers that affiliated several databases accessible at ICES to analyze youth. The Registered Persons Database, Ontario’s accepted bloom allowance registry, articular association in Ontario acceptable for the Ontario Bloom Allowance Plan (OHIP). From this database, we acquired sociodemographic information, including age, sex and postal code, for individuals who met abstraction admittance criteria. We acclimated Statistics Canada’s Postal Cipher Conversion File to articulation patients’ postal codes to acquire area-level neighbourhood assets quintiles from the 2006 Canadian Census and the Rurality Base for Ontario13 to actuate rural and burghal abode from postal codes.
We acclimated the Ontario allocation of the Immigration, Refugees and Citizenship Canada Abiding Citizen Database to ascertain immigrant status. This database contains individual-level demographic advice on immigrants who accustomed in Ontario from 1985 to 2012. Accessible clearing characteristics accommodate clearing accepting chic (refugee, non-refugee), continuance of abode in Canada, and arena and country of agent (based on country of birth). This database is probabilistically and deterministically affiliated to the Registered Persons Database, with validation of bond ahead described.14 Immigrants with abiding citizen cachet are acceptable for bigoted bloom allowance if they accept resided in Ontario for 3 months. Refugees with abiding citizen cachet may admission bigoted bloom allowance advantage aloft arrival.15 Abstracts from asylum-seekers (those accession in Canada and afterwards gluttonous refugee status) who accept not yet accustomed abiding address are not captured in this database, as they are not acceptable for about adjourned bigoted bloom allowance and are accordingly not linkable to complete databases.
The National Ambulatory Affliction Reporting Arrangement articular emergency administration visits, and the Canadian Institute for Bloom Advice Discharge Abstract Database and the Ontario Brainy Bloom Reporting Arrangement articular hospital admissions. To actuate outpatient use of physician services, we acclimated the OHIP physician billings database to ascertain brainy bloom visits to primary affliction physicians and analyst outpatient visits. In Ontario, visits to amusing workers, psychologists and added non-physician brainy bloom account providers are not captured through accessible databases. There are several models for the commitment of primary affliction in Ontario.16 We acquired the primary affliction enrolment model, the affliction archetypal to which anniversary alone accommodating is assigned, through the Client Agency Program Enrolment Database.
We included all boyhood age-old 10 to 24 years, active in Ontario and acceptable for bigoted bloom allowance with an unscheduled adventure appointment to any emergency administration for a brainy bloom action or for a advised self-harm attack (International Classification of Diseases 10th Edition [ICD-10-CA] codes F04-F99, X60-X84, Y10-Y19, and Y28) amid Apr. 1, 2010 and Mar. 31, 2014. Adventure emergency administration visits were authentic as any unscheduled emergency administration appointment for a brainy bloom action area the alone had had no brainy health–related emergency administration appointment or hospital accepting in the above-mentioned 2 years. We afar boyhood whose bloom agenda cardinal was invalid or missing, or for whom advice on age or sex were missing. Additionally afar were those whose primary affliction provider provided their accustomed affliction at a association bloom centre (< 1% of population, as billings are not accessible through OHIP),16 and those with beneath than 2 years of OHIP accommodation afore their base appointment (as we could not ascertain whether this was an adventure emergency administration visit).
The capital aftereffect admeasurement was an emergency administration appointment afterwards antecedent outpatient physician affliction for a brainy bloom condition. In added words, amid those who presented for the aboriginal time to the emergency administration for a brainy bloom condition, we articular individuals who had never (in the 2 years above-mentioned their emergency administration visit) visited a primary affliction practitioner or a analyst for a brainy bloom concern. We authentic outpatient physician affliction for brainy bloom problems application a ahead accurate algorithm and adapted it for a pediatric citizenry application physician billings and brainy bloom analytic codes from claims.17 We articular emergency administration visits attributed to brainy bloom altitude application the ICD-10-CA analytic codes from the National Ambulatory Affliction Reporting Arrangement database. Brainy bloom analytic categories and their agnate analytic codes are based on the Canadian Institute for Bloom Advice analytic alignment for the Brainy Affliction Hospitalization indicator and adapted by the Brainy Bloom and Addictions Scorecard Evaluation Framework analysis aggregation at ICES.18 These analytic codes are acclimated beyond Canada by bloom casework advisers for ascertaining brainy bloom and addictions issues application authoritative data.1,19
The capital augur of absorption was immigrant cachet (nonimmigrant, non-refugee immigrant and refugee immigrant). Immigrant-specific predictors included the continuance of abode (0–5 yr, 6–10 yr, > 10 yr) in Canada and the arena and country of origin. Statistics Canada generally uses 5 years as a complete in its descriptions of “recent” or “new” immigrant populations in Canada.7 Moreover, abiding association may administer for Canadian citizenship afterwards a minimum of 5 years afterwards accepting abiding residency. Thus, we acclimated 5-year cut-offs to ascertain groups by continuance of abode in Canada. Added predictors ahead apparent to be associated with emergency administration use for brainy bloom altitude included age, sex, neighbourhood assets quintile and rurality.13 High- and low-acuity visits to the emergency administration accept been acclimated as a brand for greater comorbidities and bloom arrangement needs20 and poor accepting to primary bloom care.21 We additionally included these as covariates. In Ontario, patients may be enrolled in one of several models of primary affliction delivery.16 Best enrolment models accommodate allurement for after-hours or team-based care. The butt are through either acceptable fee-for-service ancestors or accepted practitioner care, or through pediatricians. The accepted provider of primary affliction was assigned as in antecedent assignment by our group.6 Those enrolled in a primary affliction archetypal were assigned to that provider. We acclimated an algorithm that fabricated use of all primary affliction billings for the above-mentioned 2 years to accredit the physician with the accomplished dollar amount for primary affliction for anniversary accommodating to accredit nonrostered patients. We advised those afterwards primary affliction billings to accept no accepted provider of care. We categorized brainy bloom analysis from the emergency administration almanac into 1 of 7 brainy bloom altitude (Appendix 1, accessible at www.cmaj.ca/lookup/suppl/doi:10.1503/cmaj.180277/-/DC1.). We additionally characterized visits by their time of day and day of the week.
We abbreviated characteristics of the abstraction accomplice application anecdotic statistics and compared amid immigrant cachet groups application connected differences.22 We acclimated adapted Poisson models with able-bodied accepted errors and a priori called variables to appraisal adapted amount ratios (RR) of predictors. One archetypal was estimated application the complete accomplice and was absolutely adapted for all predictors declared above, with the barring of brainy bloom diagnosis, appointment time and day, and immigrant-specific predictors. We did the butt of the modelling alone aural immigrant groups, akin to those active in an burghal ambience area 99% of the immigrant citizenry lives, and additionally analytical immigrant-specific predictors (i.e., continuance of abode and arena of origin). For the country-specific analyses, we produced a carry artifice to analyze country-specific ante of no above-mentioned outpatient acquaintance to the amount in the non-immigrant citizenry (target rate). Country-specific ante in the carry artifice were absolutely accident adapted for sociodemographic and appointment factors by alongside standardizing to the referent citizenry of non-immigrants. We conducted analyses application SAS Enterprise Guide, adaptation 6.1 (SAS Institute, Inc. Cary, NC).
This abstraction was accustomed by the Analysis Ethics Lath at the Hospital for Sick Children.
Our accomplice consisted of 118 851 boyhood with an adventure emergency administration appointment for a brainy bloom problem. Refugees accounted for 1.8% (n = 2194) and non-refugee immigrants accounted for 5.6% (n = 6680) of the sample. The immigrant groups, decidedly refugees, fabricated up ample accommodation active in the everyman neighbourhood-income quintiles, and about all lived in burghal areas (Table 1). The non-immigrant and non-refugee immigrant groups had agnate accommodation of individuals who accustomed primary affliction through an enrolment archetypal (82.8% and 82.3%, respectively), admitting amid refugees, this admeasurement was lower (77.6%). Of the refugee population, 14.4% accustomed primary affliction through a acceptable fee-for-service model, admitting 7.4% of non-immigrants accustomed acceptable fee-for-service primary care. About 56% of all immigrants had been in Canada for added than 10 years. Best non-refugee immigrants came from South and East Asia, admitting best refugees came from South Asia and Africa. Amid all those with an adventure emergency administration visit, the best accepted affidavit for the appointment were substance-related disorders, followed by all-overs disorders.
Characteristics of boyhood with an emergency administration aboriginal acquaintance visit, by clearing cachet (2010–2014)
Of non-immigrant youth, 51.3% had their aboriginal acquaintance for brainy bloom in the emergency department, against 57.6% of non-refugee immigrants and 61.3% of refugee immigrants (Table 2). This represents a 10% complete aberration amid refugees and the Canadian-born population. Boyhood age-old 14 to 17 and 18 to 21 years beyond anniversary acknowledgment accumulation (non-immigrant, non-refugee immigrant and refugees) had the accomplished accommodation of their aboriginal acquaintance for brainy bloom in the emergency department. This admeasurement was 68.4% amid 14- to 17-year-old refugees. In the adapted archetypal for the complete cohort, non-refugee and refugee immigrants had college ante of aboriginal brainy bloom acquaintance in the emergency administration compared with non-immigrants (adjusted amount arrangement [aRR] 1.10, 95% aplomb intervals [CI] 1.08 to 1.13, non-refugee immigrants; aRR 1.17, 95% CI 1.14–1.21, refugees) (Table 3). The average age strata had the accomplished ante of aboriginal acquaintance in the emergency administration compared with 22- to 24-year-olds (aRR 1.09; 95% CI 1.08–1.11, both groups). Low income, rural abode and fee-for-service primary affliction models were all associated with college ante of aboriginal acquaintance for brainy bloom in the emergency department. Presentation to the emergency administration brief compared with daytime was associated with aerial ante of aboriginal acquaintance for brainy bloom (aRR 1.30; 95% CI 1.28–1.32). Of those accepted to hospital, refugees had the accomplished admeasurement of aboriginal acquaintance in the emergency administration (53.0%) and non-immigrants had the everyman admeasurement (38.7%). Amid all immigrants, those best afresh accustomed had the accomplished admeasurement (64.3%) of aboriginal acquaintance in the emergency department, as did non-refugee immigrants from East Asia (61.7) and Africa (61.1%) and refugee immigrants from Africa (65.4%), Central America (64.6%) and East Asia (62.5%).
Characteristics of boyhood with an adventure ED appointment stratified by clearing cachet and above-mentioned outpatient affliction for brainy health–related apropos (2010–2014)
Rate ratios from adapted Poisson models for aboriginal acquaintance emergency administration brainy bloom visits, abounding cohort, 2010–2014 (n = 118 851)
In the immigrant-only model, afterwards we adapted for age, sex, neighbourhood assets quintile, primary affliction specialty and low-and high-acuity emergency administration visits, compared with non-refugee immigrants, refugees had a 6% college (aRR 1.06, 95% CI 1.02–1.11) accident of not accepting had antecedent outpatient affliction afore visiting the emergency administration (Table 4). Compared with abiding immigrants, contempo immigrants had a 10% college accident of aboriginal acquaintance for brainy bloom in the emergency administration (aRR 1.10; 95% CI 1.05–1.16). There was advanced airheadedness in first-contact emergency administration visits by arena of origin. Specifically, immigrants (both refugee and non-refugee immigrants combined) from Africa, Central America and South and East Asia were best acceptable to accept their aboriginal acquaintance for brainy bloom in the emergency department, admitting those from added regions had lower ante that were added agnate to immigrants from Western regions (Table 4).
Rate ratios from adapted Poisson models for aboriginal acquaintance emergency administration brainy bloom visits, burghal immigrants only, 2010–2014 (n = 8874)
Country-specific risk-adjusted ante are apparent in Appendix 2 (Supplemental Figure 1, accessible at www.cmaj.ca/lookup/suppl/doi:10.1503/cmaj.180277/-/DC1). Alone those with at atomic 50 individuals (combined for both non-refugee and refugee immigrants) are named, admitting the carry artifice contains individuals from all countries. Pakistan, India, the Philippines, Jamaica and Sri Lanka had the accomplished aggregate of patients with aboriginal acquaintance for brainy bloom in the emergency department. Countries with at atomic 50 individuals in the accomplice with the accomplished risk-adjusted ante of aboriginal acquaintance in the emergency administration included Democratic Republic of the Congo (71.6%) and Nigeria (72.7%).
We showed that ante of aboriginal acquaintance for brainy bloom in the emergency administration for Ontario’s boyhood were accomplished amid refugees and contempo immigrants, with ample and clinically important complete differences amid groups. We address on an all-embracing assay of immigrant boyhood who presented for their aboriginal brainy bloom acquaintance in the emergency administration and appearance abundant airheadedness by arena and country of origin. Our after-effects approve antecedent studies in adults, assuming that immigrants, refugees and newcomers may not accept the aforementioned accepting to or use of brainy bloom affliction as non-immigrants.8–10,23 This suggests that interventions to advance accepting to the brainy bloom arrangement on an outpatient base amid immigrant boyhood should accede the needs of specific immigrant populations. The important differences in outpatient commitment of brainy bloom casework amid immigrants and non-immigrants may reflect differences in culture,11,24,25 accent proficiency,26 bloom arrangement navigation9,27 and barometer biases by bloom affliction providers.24,28,29 Stigma and accepting of brainy affliction admission care-seeking behaviours30,31 and may abundantly be shaped by ability and ethnicity. Familial and amusing abutment networks for acclamation brainy affliction may alter amid indigenous groups, including aerial ante of care-seeking from faith-based organizations for psychosis amid atramentous and Asian people.25 This may accord to aberration in pathways for brainy bloom abutment and suggests a charge for apprenticeship and training for aboriginal identification of brainy affliction amid nonphysician abutment networks. Difficulty abyssal the bloom arrangement by refugees and new immigrants may explain the accepted findings. Organizational factors aural primary care, including the beyond admeasurement of refugees who accept affliction through fee-for-service models, may additionally accept contributed. An account for the bounded patterns, including the about aerial ante of outpatient brainy bloom affliction amid Western immigrants, could be that immigrants from Western regions, area bloom systems are added like Ontario’s, cross the bloom arrangement better.
An important award of this abstraction is the country-specific airheadedness in ante of emergency administration aboriginal acquaintance for brainy health. We accept articular subpopulations in charge of bigger accepting to outpatient brainy bloom services, including boyhood from the Philippines, Pakistan, India, Sri Lanka and Jamaica. Others accept articular immigrants from some of these countries who face barriers to accessing brainy bloom services.32 Immigrants from Iran,33 China34 and Korea26 accept appear annoyance with bloom affliction casework consistent from abridgement of ability of the system, abhorrence of disclosure, discrimination, apprehension of primary affliction and stigma. Here, we did not acquisition differences amid nonimmigrant boyhood and immigrants from these countries. This may reflect differences amid cold measures of bloom arrangement use and abstract measures of acumen of the bloom system.
Strengths of this abstraction accommodate the ample population, with about complete advantage in a arena area allotment for physician and hospital casework are universal; the admittance of a aerial admeasurement of immigrants from all regions of the globe, with abundant clearing abstracts that accustomed for contextualization of accidental factors to immigration; and measures of brainy bloom arrangement use that were objective, and commutual to studies based on self-report. After-effects are generalizable to added regions (e.g., United Kingdom, Australia) with analogously ample and amalgamate immigrant populations.
Limitations inherent in application authoritative abstracts accommodate incorrect coding and disability to accommodate non-physician association brainy bloom services. Immigration-related abstracts accessible to us were bound to abiding association and did not accommodate acting (e.g., acting adopted acceptance or workers) or undocumented immigrants; affectionate apprenticeship akin or application status; abstracts on accessory clearing (i.e., aboriginal brief to a adopted country and again to Canada); and absolute or perceived association and amusing supports, including breezy abutment networks, which may be added important amid immigrant populations.
Rates of aboriginal acquaintance in the emergency administration for boyhood brainy bloom altitude in Ontario were accomplished amid refugees and contempo immigrants to Canada. This reflects poor accepting to appropriate brainy bloom affliction that may be delivered in outpatient settings. Our allegation advance that immigrants face barriers application brainy bloom casework from a physician on an outpatient basis, but there is airheadedness aural immigrant groups. Bigger compassionate of the barriers and enabling factors that accord to use of brainy bloom casework and accepting to affliction are needed, including absorption efforts to abate stigma and analyze brainy bloom problems early, afore crises, in accurate amid refugee and newcomer boyhood and immigrants from Africa and Central America.
Competing interests: Simone Vigod letters accepting antecedent royalties from UpToDate Inc., alfresco the submitted work. No added aggressive interests were declared.
This commodity has been associate reviewed.
Contributors: Natasha Saunders drafted the antecedent manuscript. Natasha Saunders, Peter Gill, Simone Vigod, Paul Kurdyak, Sima Gandhi and Astrid Guttmann conceptualized and advised the study, interpreted the results, revised the arrangement and accustomed the final arrangement as submitted. Laura Holder had accepting to and analyzed the data, interpreted the after-effects and revised the manuscript. All authors gave final approval of the adaptation to be appear and agreed to be answerable for all aspects of the work.
Data sharing: The abstracts set from this abstraction is captivated deeply in coded anatomy at ICES. Data-sharing agreements prohibit ICES from authoritative the abstracts set about available, but accepting may be accepted to those who accommodated pre-specified belief for arcane access, accessible at www.ices.on.ca/DAS. The abounding abstracts set conception plan and basal analytic cipher are accessible from the authors aloft request, compassionate that the programs may await aloft coding templates or macros that are different to ICES.
Disclaimer: Peter Gill is a affiliate of the CMAJ Beat Advisory lath and was not complex in the beat controlling action for this article.
Disclaimer: This abstraction was accurate by ICES, which is adjourned by an anniversary admission from the Ontario Ministry of Bloom and Long-Term Affliction (MOHLTC). The opinions, after-effects and abstracts appear in this cardboard are those of the authors and are absolute from the allotment sources. No endorsement by ICES or the Ontario MOHLTC is advised or should be inferred. Parts of this actual are based on abstracts and advice aggregate and provided by the Canadian Institute for Bloom Advice (CIHI) and Immigration, Refugees Citizenship Canada (IRCC). However, the analyses, conclusions, opinions and statements bidding herein are those of the authors, and not necessarily those of CIHI or IRCC. Astrid Guttmann is accurate by a Canadian Institute for Bloom Analysis Applied Chair in Reproductive and Child Bloom Casework and Policy Research.
insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far – insurance ppt templates
| Welcome to the weblog, on this time period We’ll provide you with regarding keyword. And today, this can be a primary image:
Why not consider image earlier mentioned? will be that wonderful???. if you think maybe and so, I’l l explain to you many photograph once more under:
So, if you want to acquire all these wonderful graphics about (insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far), press save link to save the images in your personal computer. They’re available for download, if you’d prefer and want to take it, click save logo on the web page, and it’ll be instantly down loaded to your notebook computer.} Finally if you desire to secure unique and recent picture related with (insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far), please follow us on google plus or save this site, we attempt our best to give you regular update with fresh and new graphics. We do hope you love staying here. For many upgrades and recent news about (insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far) pics, please kindly follow us on tweets, path, Instagram and google plus, or you mark this page on bookmark section, We attempt to give you up grade regularly with fresh and new shots, like your browsing, and find the perfect for you.
Thanks for visiting our website, articleabove (insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far) published . Today we are pleased to declare that we have discovered an extremelyinteresting nicheto be discussed, that is (insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far) Most people searching for details about(insurance ppt templates
Seven Insurance Ppt Templates That Had Gone Way Too Far) and of course one of them is you, is not it?