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CHICAGO, Sept. 25, 2018 (GLOBE NEWSWIRE) — Midland National® Activity Allowance Aggregation appear the absolution of a new Exceptional Deposit Agreement (Agreement) affection for best distinct activity Indexed Accepted Activity products. The new affection allows the policyowner to abide a agglomeration sum and creates a Exceptional Deposit Annual (PDA) for the purpose of automatically allotment approaching anniversary exceptional payments to a policy. This provides abounding abeyant allowances including worry-free exceptional payments, befalling for growth, and allowance abstain creating a Modified Endowment Arrangement (MEC)1.



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The PDA will automatically pay the policyowner’s anniversary exceptional payments, so they don’t accept to anguish about authoritative approaching payments (as continued as there are acceptable funds in the PDA).

A aggressive absorption amount of 3.25% (subject to change in the future) is activated to the funds taken from the PDA afore it’s acclimated to pay the premium. Therefore, added money is put into the activity allowance policy, so the policyowner may accept a beyond afterlife benefit, and beyond banknote amount potential. There are aught costs to authorize and advance the Agreement.

“The new Exceptional Deposit Agreement is an accomplished advantage for a captivation annual for funds advised to accounts approaching premiums,” said Jerry Blair, Midland National’s carnality admiral and arch administration officer. “It’s an added annual that we can now action our new policyowners, and use to access our marketability of Midland National’s Indexed Accepted Activity products.”



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Premium Deposit Agreement is now offered on all distinct activity Indexed Accepted Activity articles with the barring of XL Heritage. It is currently applicative in all states and territories except Alaska, British Virgin Islands, Illinois, Kansas, Marianna Islands, New Hampshire, Oregon, Pennsylvania, and Virgin Islands.

About Midland National

For added than 110 years, Midland National has been an industry leader, crediting the company’s backbone to its charge to stability, addition and committed chump service. Midland National is accepted by the Better Business Bureau, and has becoming an A (Superior) appraisement from A.M. Best, a ample third-party absolute advertisement and appraisement aggregation that ante an allowance aggregation on the base of the company’s banking strength, operating achievement and adeptness to accommodated its advancing obligations to policyholders. This appraisement is the additional accomplished out of 15 categories, was affirmed by A.M. Best for Midland National as allotment of Sammons Banking Group on August 2, 2018  Founded as Dakota Mutual Activity Allowance Aggregation in 1906, Midland National Activity Allowance Aggregation has adequate families and preserved legacies for generations. Midland National is one of the arch allowance companies in America. Midland National is a affiliate of Sammons® Financial Group, Inc. With its Annuity Division amid in West Des Moines, Iowa, and its Activity Operations area in Sioux Falls, South Dakota, Midland National operates in 49 states and the District of Columbia through its 12,000 accountant sales professionals. For added information, visit midlandnational.com. 

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1 For best policies, withdrawals are chargeless from federal assets tax to the admeasurement of the advance in the contract, and action loans are additionally tax-free so continued as the action does not abolish afore the afterlife of the insured.  However, if the action is a Modified Endowment Arrangement (MEC), a abandonment or action accommodation may be taxable aloft receipt.  Further, contributed accommodation absorption on a MEC may be taxable.  A MEC is a arrangement accustomed in barter for a MEC or for which premiums paid during a seven-year testing aeon beat assigned exceptional banned (7-pay premiums).

Indexed Accepted Activity Allowance articles are not an advance in the “market” or in the applicative basis and are accountable to all action fees and accuse commonly associated with best accepted activity insurance.

XL-Heritage (policy anatomy alternation L145), Exceptional Deposit Agreement (form alternation TR195) are issued by Midland National Activity Allowance Company, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, riders, endorsements, or affair ages may not be accessible in all jurisdictions. Limitations or restrictions may apply.  Midland National is not accountant to address in New York.

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PR-46-9-18 

GlobeNewswire, a Nasdaq company, is one of the world’s better newswire administration networks, specializing in the commitment of accumulated columnist releases banking disclosures and multimedia agreeable to the media, advance community, alone investors and the accepted public.

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