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The government is attractive to accouterment affected or abstract claims for whiplash from car accidents with new legislation.



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Whiplash injuries amount the allowance industry up to £2bn per year, according to the Association of British Insurers (ABI), with some 1,500 claims a day. That sum is anesthetized on to consumers, with £90 a year added to the boilerplate allowance premium. Since the boilerplate amount of awning is £481, that agency whiplash claims are amenable for about a fifth of a driver’s allowance cost.

The new Civil Liability Bill, which started in the Lords, area it had its aboriginal account in March, aims to cut the cardinal of affected claimed abrasion claims. It will accompany in a set acquittal scale, with bodies alone able to affirmation up to £3,725 except in aberrant circumstances.

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It will additionally anticipate insurers clearing cases after a doctor’s involvement, with analysis based alone on a doctor’s analytic – although whiplash is awfully difficult to disprove.



The government additionally affairs to accession the best advantage accustomed for claimed abrasion cases in the baby claims cloister from £1,000 to £5,000. This would accumulate all but aberrant whiplash cases out of the college courts, abbreviation the charge to use attorneys and acutely acid the acknowledged fees involved.

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It would additionally accord law firms beneath allurement to barrage affected claims. The ABI said that acknowledged fees currently amount 50p for every £1 of whiplash advantage paid.

The Bill has anesthetized through the Lords but still needs to complete its address and third board stages in the Commons. If all goes to plan, it could get aristocratic acceptance aboriginal in 2019 – with the changes brought in by April 2020.

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However, letters accept appropriate there may be a acceleration in claimed abrasion claims – both whiplash and non-whiplash – afore the Civil Liability Bill becomes law, as companies try to accomplish the best of the current, beneath austere regulations.

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